Rolmax can provide insurance protection for retail, offices, commercial, engineering and industrial businesses, and trades.
Our insurance products are carefully selected from the major insurance companies in Hong Kong.
Business insurance is designed to protect your business against a range of contingencies including, fire, burglary, accidental damage, public & product liability, professional indemnity and business interruption.
Group Health Insurance
Group health insurance is an attractive employment benefit and can help to retain talent. We’ll find a variety of healthcare cover options which aim to suit different budgets, as well as the demands of various types of businesses. We have dedicated our efforts to providing traditional medical plan & high-end international health insurance for groups and can ensure your employees receive the best possible medical care.
Group life Insurance & group personal accident insurance
Group life insurance is often provided as part of a complete employee benefit package. It is a type of term life insurance in which a single contract covers an entire group of employees and the policy owner is an employer. In most cases, the cost of group coverage is far less than what the employees would pay for a similar amount of individual protection. In general; Group Life Insurance benefit is payable on death from illness (natural causes) or accidental. Accidental Death & Dismemberment Benefit will be paid in the event of an accidental death or dismemberment for employees.
mandatory provident fund
The Mandatory Provident Fund was introduced by the Government of the Hong Kong Special Administrative Region (HKSAR) and launched in December 2000. It was provided to assist in the provision of retirement benefits for the workforce. MPF is an employment-based retirement protection system. Apart from those who are exempt, employees (regular and casual) and the self-employed who are between 18 to 65 years of age are required to join an MPF scheme.
For our client's interest, we will assess an MPF service provider's financial strength, commitment, experience, flexibility, the performance of the trustee(s) and scheme(s) and customer service.
SME Business Insurance
Hong Kong SME businesses operate in a tough and changing environment. SME operations are still held to the same standards of corporate governance, employee welfare and liability as the larger companies and they often have to manage these risks with fewer resources and less time to spare on concerns other than those relating to day to day business. SMEs therefore require a suitable packaged insurance policy which will protect their assets, liabilities and employees from the risks associated with operating a business. SME Business Package is an all-in-one insurance solution specifically for companies in Hong Kong, particularly suitable for SMEs. Additional cover limits and extensions are tailor-made for a broad range of trades and businesses.
employee compensation insurance
Under the Hong Kong Laws, Employers are required to cover their liabilities both under the Ordinance and at common law for injuries at work in respect of all their employees, irrespective of the length of employment contract or working hours, full-time or part-time, permanent job or temporary employment.
contractor all risk insurance
Unforeseen circumstances leading to losses - whether physical or liability-related, is most likely to occur when renovation or construction work is being done. Contractor's All Risks insurance are designed to provide an all risks cover during the construction period for contract works against loss or damage to property , third party liability for accidental bodily injury or property damage in connection with the performance of the contract.
general liability insurance
If you are a Hong Kong business owner and your businesses premises are frequently accessed by members of the public, or you are an event organizer putting on an event which many people will attend, then it may be important for you to consider the purchase of a Public Liability Insurance policy.Hong Kong Public Liability Insurance plans will cover you against your liability for third party property damage and personal injury in the event of an accident which has occurred due to your negligence.
DIRECTORS & OFFICERS INSURANCE
The role of company director or officer is becoming increasinlgy challenging due to rising corporate pressures, increased litigation and increasingly stringent regulatory requirements. Directors and officers today also face higher level of personal responsibility. Directors and Officers insurance in Hong Kong will provide comprehensive protection for your business by covering losses in relation to investigations or claims against your company's officers and directors. D&O insurance policies in Hong Kong will typically cover losses resulting from a wrongful act or omission committed in their capacity as company director's or officers, including but not limited to:
- wrongful misrepresentation;
- breach of trust;
- breach of fiduciary duty or breach of warranty or authority.
professional liability insurance
With the rising emphasis on accountability and responsibility in today's environment, having comprehensive professional liability insurance is an essential part of any risk management programme. The right cover will provide you with protection against civil liability as well as financial and reputational loss.
Professional Liability insurance will cover you against potential:
- financial burden of litigation
- reputational damage to your business
- personal loss of integrity
- loss of personal assets as a result of being uninsured
- legal expenses
Hong Kong has long been one of the world's key shipping hubs, and intermediary in facilitating the global movement of goods and products to every corner of the planet. No matter whether you are exporting or importing goods from around the world, or if you are transporting products in Hong Kong and the greater China region, there is a risk that your cargo will suffer damage or go missing before reaching the final destination – a Typhoon, after all, could still blow a shipping container off the side of a vessel!
Marine Cargo insurance will ensure that you are covered against a diverse range of risks which can threaten your shipment, no matter whether you are sending your delivery by ship, plane, or land transport.
medical malpractice insurance
Advancements in medicine in recent decades have brought new knowledge, treatment methods and hope to patients. However, today's medical professional also face an increased exposure to risks due to the long-term nature of legal claims.
If patients suffers bodily injury, sickness, illness, mental injury, or even death after relying on the advice of the medcial professional or a medical establishment, the patient or their legal representative has right to commence legal action. Claims can also be made if a medical professional fails to fully inform the patient.
Medical Mapractice insurance protects healthcare professionals and the medical establishments against negligent acts, errors and omissions that may rise from the rending or failure to provide medical services.
It is important that medical professionals are protected for legal costs and expenses as litigation involving medical malpractice claims can often be complex as well as very expensive.
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